A month ago we said that 6% was considered a good rate. However with the current market conditions we are now saying 5.25% is a great rate to lock. If you are buying a home in the next 60 days, I strongly recommend you lock in your rate. Currently we are seeing rates approach the 5.0% mark which is truly an incredible rate to have. The difference 1% makes on a $200,000 loan is $126 per month!

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It’s a new week, VA interest rates are on the rise this week. It is unknown how long they will remain above 6%. If you’re looking to buy a home within the next 30-45 days, I recommend you apply now and float your rate. By floating your rate it allows us to rate shop for you and when rates drop back to the 6.0 – 5.875% level we can lock you in (with your approval). Rates will remain uncertain as long as the economic crises continues to unfold. Any VA Rate at 6% should be considered a good and safe rate to lock.