Is it time to refinance your VA Loan? It could be if your existing va interest rate is 6.25% or higher and you plan to keep your home. We will start the new year with some of the best VA rates ever. Reducing your interest rate by 1% or more can save you $100/month on a $200,000 loan. If your current mortgage is larger, the more you can save.

 Here are just some of the benefits:

• Reduced monthly payment
• Save thousands of dollars in interest over the life of the loan
• NO credit checks to qualify
• NO Income requirements
• NO Appraisal
• NO out of pocket costs (fees can be rolled into the new loan)
• Low 0.5% VA funding fee
• Very little paperwork
• Fast and Easy
• Convert to a low va Fixed rate from your adjustable rate

 Ask about the VA Streamline Refinance option with your loan officer. Or visit http://www.va-loans.com/refinance.html