VA Rates

VA Rates are at historical lows. However we do not publish rates on our website for several reasons. 1, rates change daily and often during the day. It would be difficult to keep the website updated which is required by law. Next, your credit history can affect your interest rates. So any published rate may not apply to you.

CAUTION: Be aware of websites that publish low rates. They may not be in compliance with the law, or the rates are probably teaser / low introductory offers just to get you to apply. Many of these websites don't even provide mortgages, they are just collecting names and numbers to sell to dozens of lenders.

If you’re rate shopping for low VA rates, then you need to contact us! Rates change daily and sometimes several times a day. A quick phone call or complete the form and we will let you know what the current rate is. We have access to many lenders and can rate shop to find you the lowest va rate and the lowest fees.

(Recent - Best VA Rate)

Interest Rate = Interest charged on the base loan amount
APR = the costs of the loan after fees are added.
Origination Fee = our fee for originating your loan, closing cost apply
CONTACT US FOR TODAY’s LOW RATE

Rate locks

When you apply for a VA loan you may be quoted the current VA rate. However, since rates change daily, (often several times a day) be aware that the rate could change. We normally lock in interest rates when your application is completed (with your approval) and ready to send to the underwriter for final approval. We must be cautious when doing this. Underwriter's are taking 45 days or more to give the final approval. Rates are normally locked for 30 days without fees. If your locked rate expires, and you loan has not received final approval for funding, it could reset to the current VA rate, unless a fee is paid to extend the lock period.

We do everything we can, to assist the underwriters in completing the loan package as quickly as possible, but the fact is, historically low interest rates and low home prices have caused a surge in loan applications that are delaying the process.

Click here to learn more about VA mortgage brokers

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